Thursday, December 26, 2013

Mark Caruso Named Top 100 New Mexico Litigation Attorneys by American Society of Legal Advocates

Best Personal Injury and Wrongful Death Attorneys in New Mexico

       Albuquerque Personal Injury and Wrongful Death Attorney Mark Caruso was named a top 100 litigation attorney in New Mexico.  The American Society of Legal Advocates is an invitation-only, nationwide organization of elite lawyers in practice today who combine stellar legal credentials with a proven commitment to community engagement and the highest professional standards. A team of lawyers spent six months researching tens of thousands of lawyers across the country and manually selecting less than 1.5% of all lawyers based on an array of criteria. ASLA’s Top 100 Lawyers listings recognize exceptional legal talent.

 ASLA strives for practical diversity and rich experience in order to offer the best resources to those seeking counsel. ASLA’s easy-to-search directory enables those seeking representation to choose among a carefully-selected, highly-qualified community of lawyers with experience in wide-ranging practice areas in virtually any jurisdiction.

 With membership limited to less than 1.5% of of all licensed lawyers nationwide, ASLA selects outstanding lawyers in all states, with specialties varying per state depending on the number of practicing lawyers. ASLA aims to serve as a go-to source of exceptional legal advocacy, and, in turn, to strengthen professional relationships and best practices among member lawyers.

Mark Caruso is a 1982 graduate of Pepperdine University School of Law.  He is licensed in both California (1982) and New Mexico (1987) and exclusively represents victims of personal injury and wrongful death.  Caruso Law Offices offers two offices in Albuquerque for its clients--the North East Heights and the West Side. However, Caruso represents clients statewide throughout New Mexico and its reservations and pueblos.

Please visit our website at www.carusolaw.com or contact us directly at 505-883-5000 for a free and confidential appointment with Mark Caruso to discuss your personal injury or wrongful death claim.

Blog by Mark Caruso,  Albuquerque, NM Personal Injury and Wrongful Death Attorney


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Tuesday, November 5, 2013

Wrongful Death Claims Under New Mexico Law

WHAT RIGHTS DOES YOUR FAMILY HAVE AFTER A FAMILY MEMBER WAS KILLED AS THE RESULT OF THE WRONGFUL ACT OF ANOTHER PERSON?
By: Mark Caruso, Personal Injury and Wrongful Death Attorney (Albuquerque, NM)
First, if you have recently lost a loved one as the result of the wrongful death of another, let me express my condolences to you and your family on the death of your family member. I know that no words can console you for what you have gone thru. But as a wrongful deawth attorney  I promise you the satisfaction of knowing that those responsible for the wrongful act that caused the  death will be held accountable for their actions.

When you lose a loved one due to an accident caused by the careless actions of another, you want and need answers quickly. The New Mexico wrongful death attorneys at Caruso Law Offices can help you find out why the accident happened and help your family gain closure.
The challenge of facing life without your loved one combined with funeral costs, loss of wages and support, and medical bills can be too much to handle alone. While no amount of compensation could ever make up for your loss, it’s our goal to help alleviate some of the financial responsibilities related to your loved one’s death, so that you can grieve with your family. 
We can help you find out the real reason why your loved one’s death happened, and we can work with you to hold those who caused the death responsible. We know that you need immediate answers, and we will get the answers for you.

HOW A NEW MEXICO WRONGFUL DEATH ATTORNEY CAN HELP.

A wrongful death claim can help provide your family with the financial support needed to cover expenses associated with your loved one’s death. It may be difficult to receive compensation without an experienced New Mexico wrongful death lawyer who can help prove the party responsible for your loved one’s accident. Investigating the fault of all possible individuals and their various levels of insurance coverage can be complex.

Mark Caruso and his staff at Caruso Law Offices have been assisting families like yours in overcoming personal tragedies for more than 32 years. It’s our passion to help take care of your family’s needs during this difficult time. You’re not alone—call us today at (505) 883-5000 or visit our web site at www.carusolaw.com

WHAT IS A NEW MEXICO WRONGFUL DEATH CLAIM?

 







Wrongful death claims are different than other personal injury cases. If you’re filing a wrongful death claim on behalf of your loved one, you’re not only facing outstanding medical bills and treatment costs; you’re dealing with grief, funeral preparations, and the difficulty of facing life without your family member.
In its simplest terms, a wrongful death claim is seeking compensation or money damages from the at fault person, company and their various insurance companies to pay for the loss of your loved one. Often there are several different layers of insurance that must be looked into before settlement can be made with any one particular insurance company.
Mark Caruso and his staff at Caruso Law Offices will approach the legal process with compassion and understanding to get your family the legal support it needs. For more than 31 years, our legal team has helped the victims of tragedy receive the compensation necessary to rebuild their lives.

WHO CAN FILE A NEW MEXICO WRONGFUL DEATH CLAIM?

Although many family members may be considered beneficiaries—or recipients—of wrongful death damages, only one family representative, who has been appointed by the District Court, can file the claim. We begin our involvement in the claim by talking to all family members who have any interest in becoming the lead person to handle the claim. Once a family decision is made on who this person will be, we file the appropriate court documents in the court to name this person as the representative (also known as the Administrator or Executor) of the estate. After the court appointment, we file a wrongful death claim against the at fault person, company and insurance companies.
Some of the family members who have traditionally been appointed by the Court to act on behalf of your loved one include a spouse, a child, an heir or heiress, a chosen beneficiary or a parent.
One of your duties as a representative of the estate is to hire a law firm to represent the estate. If you’re unsure if you’re eligible to file for wrongful death damages, a Mark Caruso can answer your questions and explain your family’s options.

TYPES OF MONEY DAMAGES IN NEW MEXICO WRONGFUL DEATH CLAIMS.

In New Mexico, depending on the details surrounding your family member’s death, you may be able to recover damages for:
  • funeral expenses,
  • pain and suffering following the trauma causing the death,
  • medical expenses resulting from the trauma leading to death,
  • lost wages and future lost wages,
  • lost benefits and future lost benefits,
  • loss of support,
  • loss of inheritance,
  • loss of your loved one’s medical bills,
  • mental anguish suffered by surviving family members.
Mark Caruso and his staff of attorneys, paralegals, legal assistants, investigators and experts will use every resource possible to recover the full amount of compensation you deserve for your loss.
 
SEE  OUR VIDEO BELOW.  MARK CARUSO WILL EXPLAIN WRONGFUL DEATH CASES UNDER NEW MEXICO LAW
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While a video can be informative, only a confidential appointment with Mark Caruso will be able to address all of your questions regarding your wrongful death claim. Mark Caruso will give you a free no obligation and completely confidential consultation to discuss the facts and details of your family's claim. He can visit you at your home or after hours and weekends. Just call 505.883.5000 to schedule a time to meet with Mark Caruso.
We promise to leave no stone unturned in investigating every asset available to your family. It is our job to find all insurance coverage and assets to get you the most money possible.
We have settled many cases for over one million dollars.  We have been recognized by the Million Dollar Advocates Forum for our achievements in getting several million dollar settlements for families who have suffered the wrongful death of their loved one.
 Mark Caruso can meet with you at either of his Albuquerque offices--Northeast Heights or Westside. Consultations with Mark Caruso are FREE and without obligation. He can meet you at your home, work, hospital on weekends and after-hours. We represent wrongful death clients statewide New Mexico and in the Indian Pueblos and Navajo Reservation. Contact us at (505) 883-5000. Visit our web site at www.carusolaw.com or contact Mark Caruso confidentially at mark@carusolaw.com




 
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Wednesday, September 4, 2013

Giovanna Caruso Starts Phoenix School of Law

By Mark Caruso, Albuquerque, NM Personal Injury and Wrongful Death Attorney


Giovanna Caruso
Giovanna Caruso, a 2013 graduate of a Bachelor of Arts in English Literature from Baylor University in Waco, Texas, began her first day of law school at Phoenix School of Law.  The law school will be changing its name later this month to Arizona Summit School of Law.  The law school is one of three ABA approved law schools in Arizona.
 
Among the factors that influenced Giovanna Caruso to choose Phoenix School of Law were the beautiful new one year old complex in downtown Phoenix on the top floors of One North Central Avenue. The law school has state of the art classrooms, courtrooms, library and other facilities.

 Other factors included the proximity of Phoenix School of Law to Albuquerque, a substantial scholarship from the law school, and Indian Law courses she will take at the law school.

More important, however, is Phoenix School of Law's unique emphasis on lawyering skills and its training of its law students to be ready to practice law after they pass the Bar.

At Phoenix School of Law Giovanna hopes to specialize in personal injury and wrongful death litigation for her future employment as an attorney at Caruso Law Offices. Giovanna has worked as a legal assistant at Caruso Law Offices during her vacations away from Baylor University. She assisted attorneys with personal injury lawsuits from car, truck, motorcycle and pedestrian accidents and collisions.

Giovanna said, "I studied at Baylor University in Texas. I studied English Literature at Oxford University in England. I studied Spanish at the University of Granada in Spain. Now I get to study law at Phoenix School of Law in Arizona. I'm so excited about moving to Phoenix and studying law."
Giovanna Caruso is the daughter of Mark and Judy Caruso of Caruso Law Offices in Albuquerque, New Mexico. Caruso Law Offices is a personal injury and wrongful death law firm representing victims of vehicular, car, auto, truck, semi truck, tractor trailer, motorcycle, bus, bicycle and pedestrian crashes, wrecks, accidents and collisions. Mark and Judy Caruso have operated Caruso Law Offices in Albuquerque since 1987. Caruso Law Offices can be contacted at mark@carusolaw.com or thru their web site at www.carusolaw.com


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Wednesday, August 28, 2013

New Report Shows Albuquerque Drivers Rank Below Average. Car Accidents More Likely in Albuquerque

By Mark Caruso, Albuquerque Personal Injury and Wrongful Death Attorney


Car accidents, truck accidents and motorcycle accidents are more likely to occur in Albuquerque, New Mexico according to a new report from Allstate Insurance which shows Albuquerque drivers rank below average in safe driving.  Albuquerque accident and personal injury attorney Mark Caruso says that Albuquerque drivers are more likely than drivers in most other cities to be involved in an auto accident resulting in personal injuries or wrongful death.

Allstate Insurance Company today released its ninth annual "Allstate America's Best Drivers Report®." The report, based on Allstate claims data, ranks America's 200 largest citiesi in terms of car collision frequency to identify which cities have the safest drivers.
This year's top honor of "America's Safest Driving City" is Fort Collins, Colorado, the third time in report history that this city has held the top spot. Fort Collins has placed in the top ten every year since the report's inception. This year, the results indicate the average driver in Fort Collins will experience an auto collision every 13.9 years, which is 28.2 percent less likely than the national average of 10 years.
"Congratulations to Fort Collins for continuing to demonstrate excellence in safe driving," said Mike Roche, senior vice president of claims, Allstate. "Allstate's Best Drivers Report was created to boost awareness about the importance of being safe and attentive behind the wheel, while providing drivers with tips and resources to improve their driving skills."
According to the most recent report by the National Highway Traffic Safety Administration, car crash fatalities increased by more than 1,700 from 2011 to 2012, the first year-to-year increase in fatalities since 2005. While fatalities have increased over the past year, Allstate research found that 70 percent of vehicles involved in auto claims are considered drivable, which indicates that most claims are the result of low speed (under 35 miles per hour) collisions.
"Allstate has found the most frequent collisions happen during minor fender-benders, but it's important to keep in mind that even lower-speed accidents can have serious outcomes," said Roche.
Big-city vs. Small-city Driving 
Different levels and types of traffic, noise and activity, as well as varying road conditions and rules, can make big city driving different than driving in smaller cities or more suburban areas. Allstate offers the following tips for driving in both settings. In larger cities:
  • Allow plenty of time to reach your destination. Stop-and-go traffic, gridlock, traffic signal stops, pedestrian walkways and events that create traffic detours can add time to your travel.
  • Know what's happening in the city during the time you're driving. Find out if there are events that may impact traffic, and listen to traffic reports on your car radio. Avoid traffic jams or explore alternative routes, if possible. 
  • Stay alert. Be prepared to frequently stop or slow down for pedestrians, emergency vehicles, delivery trucks, parking cars, taxi cabs, and public transportation vehicles such as city buses.
  • Get directions to where you're going. Review directions carefully in advance. If you get lost mid-trip, safely pull over and wait until you feel calm enough to get back on the road, using that time to get directions, check traffic or call for help.



In smaller cities and suburban areas:

  • Watch the speed limit. Speed limits may be greater than in city traffic, which can lead some drivers to speed up and make roads dangerous.
  • Look out for pedestrians, especially children. While there are typically fewer pedestrians or obstacles than in large metropolitan areas, there are also typically fewer crosswalks, so pedestrians may be less aware of traffic rules such as where and when to cross the street.
  • Know the rules of the road. Suburban streets typically have fewer streetlights and signs, or greater distance between lights and signs. This means darker conditions when driving at night and less opportunity to be reminded of speed limits and other road rules throughout the day. 
  • Keep a safe distance – especially around large vehicles. Large vehicles like semi-trucks are more likely found on suburban roads than in large metro areas. Keep a safe distance between your vehicle and others, and know that truck drivers might have limited visibility. If you attempt to pass a truck, make sure you have plenty of time and space to maneuver safely.


The Report
For the past nine years, Allstate actuaries have conducted an in-depth analysis of company claims data to determine the likelihood drivers in America's 200 largest cities will experience a vehicle collision compared to the national average. Internal property damage reported claims were analyzed over a two-year period (from January 2010 to December 2011) to ensure the findings would not be impacted by external influences such as weather or road construction.
A weighted average of the two-year numbers determined the annual percentages. The report defines an auto crash as any collision resulting in a property damage claim. Allstate's auto policies represent about 10 percent of all U.S. auto policies, making this report a realistic snapshot of what's happening on America's roadways.
For the third time in the report's nine-year history, Fort Collins was revealed as the safest driving city. The top ten cities are:
City & Overall RankingCollision Likelihood Compared
to National Average
Average Years Between
Collisions
1.   Fort Collins, Colo.28.2% less likely13.9
2.   Boise, Idaho28.0% less likely13.9
3.   Sioux Falls, S.D.21.8% less likely12.8
4.   Brownsville, Texas21.1% less likely12.7
5.   Madison, Wis.20.3% less likely12.5
6.   Reno, Nev.20.2% less likely12.5
7.   Huntsville, Ala.20.1% less likely12.5
8.   Visalia, Calif.18.5% less likely12.3
9.   Montgomery, Ala.16.3% less likely11.9
10. Eugene, Ore.16.2% less likely11.9

Additional "Road" Scholars For the ninth year in a row, motorists in Phoenix topped the list among commuters in American cities with more than one million people. Rankings among these cities:
City & Overall RankingCollision Likelihood Compared
to National Average
Average Years Between
Collisions
71.    Phoenix, Ariz.2.0% more likely9.8
127.  San Diego, Calif.14.6% more likely8.7
141.  San Antonio, Texas22.4% more likely8.2
150.  Chicago, Ill.25.2% more likely8.0
151.  Houston, Texas25.6% more likely8.0
170.  Dallas, Texas35.6% more likely7.4
172.  New York, N.Y.37.8% more likely7.3
181.  Los Angeles, Calif.49.3% more likely6.7
189.  Philadelphia, Pa.65.9% more likely6.0

Cities holding the top spot for their respective city size:
City & Overall RankingCollision Likelihood
Compared to National
Average
Average Years
Between Collisions
Population
64.  Denver & Lakewood, Colo.ii0.4% less likely10.0750,000 – 1 million
20.  Tucson, Ariz.12.4% less likely11.4500,000 – 749,999
11.  Mesa, Ariz.15.7% less likely11.9250,000 – 499,999

To view the complete "Allstate America's Best Drivers Report," or to see previous year's results, log onto www.allstatenewsroom.com.

If you are involved in an auto accident, truck accident or motorcycle accident with another driver, call Albuquerque accident attorney Mark Caruso at 505-883-5000 for a free consultation.  Caruso Law Offices exclusively represents personal injury and wrongful death victims as a result of auto, truck, semi truck, commercial vehicle, tractor trailer, 18 wheeler, motorcycle, bicycle and bus accidents, collisions and wrecks. Mark Caruso is a former insurance company attorney who now represents the victims of car accidents, truck accidents and motorcycle accidents. 

 The Albuquerque personal injury attorneys have offices in Albuquerque's northeast heights and westside.  Consultations with an attorney are free and without obligation.  For further information call 505-883-5000 or visit their web site at www.carusolaw.com Most importantly, see their awards and client testimonials to find out what their clients have to say about their performance and integrity.

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Tuesday, July 23, 2013

NM Uninsured/Underinsured Motorist Claims: Importance of Getting A Written Settlement Sanction By Your Own Underinsured Motorist Insurance Company Before You Settle For Policy Limits With The At-Fault Driver's Insurance Company

By: Mark Caruso

It is imperative that you get the written approval and sanction to settle from your own  underinsured motorist insurance company before you settle for policy limits with the at-fault driver's insurance company.  If you don't do so, your own underinsured motorist insurance will deny any payment of underinsured motorist coverage to you because you breached the insurance contract.

NM uninsured/underinsured motorist claims are complex. You must get a written settlement sanction by your own underinsured motorist insurance company before you settle for policy limits with the at-fault driver's insurance company.  Failure to do so will be devestating to your underinsured motorist claim.

Here's the scenario.  You have an injury claim resulting from an Albuquerque, NM auto accident. You have thousands of dollars of medical bills, and you have lost earnings and wages from your job. You haven't hired an attorney, and you are trying to settle the claim yourself.

You want to settle for $40,000


Caruso Law Offices, Personal Injury and Wrongful Death Attorneys
 
Let's say that you have State Farm Insurance on your vehicle, and the at-fault driver has Allstate Insurance on his truck that caused the collision.  You hear from the Allstate Insurance adjuster that their driver only carried minimum limits of $25,000.  The adjuster sends you a declaration page proving that the driver only carried $25,000. The adjuster offers to settle your claim for policy limits of $25,000 and asks you to sign the release of all claims.

You know that you also have underinsured motorist coverage with your own insurance, State Farm.  You have had some discussions with the State Farm adjuster about your claim against Allstate and the possibility of going against State Farm for any amounts over $25,000.

Your insurance contract (or policy) with State Farm requires you to get State Farm's  written sanction and approval of the settlement with Allstate Insurance before you sign the Release with Allstate.  If you don't do so, State Farm doesn't need to pay you anything.  The adjuster from State Farm doesn't need to tell you that there must be a written approval.  You are assumed to know what is in your contract (policy) with State Farm.

Here is what you must do to preserve your right to continue your claim against State Farm's underinsured motorist coverage:

1. The Allstate adjuster must send you a letter with the offer of policy limits in writing and a copy of the Declarations Page of the at-fault driver's policy with Allstate. This letter must state that Allstate is offering to settle for policy limits of $25,000.

2. Let the Allstate adjuster that you need a few days to get the sanction and approval of the release and settlement from State Farm, your own under-insured motorist carrier.  Do not sign the release until you get the sanction and approval from State Farm.

3. You must then immediately send the letter from the Allstate adjuster together with the Declarations Page of the at-fault driver's policy with Allstate to the State Farm adjuster.  You must request that State Farm sanction and approve a settlement between you and Allstate and its at-fault driver.

4.  The State Farm adjuster will then do an assets check on the at-fault driver to determine if the person has assets that State Farm could go after.  Once State Farm finishes the assets check, you will receive a written letter from the State Farm adjuster authorizing you to settle with Allstate and its at-fault driver and giving you the right to sign the release for Allstate and its at-fault driver.

5.  Do not accept a verbal authorization from State Farm to settle.  The authorization must be in writing, either by email or letter.

6.  You can now settle with Allstate and its at-fault driver.  You can sign the release and accept the check for $25,000

7. You can also now present your claim to State Farm for the underinsured motorist claim.  If your claim is valued at $40,000 and you have already received $25,000 from Allstate, you would now want to settle for $15,000 with State Farm Insurance.

I again want to stress the importance of getting the approval to settle from your own car insurance company before you settle with the at-fault driver's insurance company IF you intend to pursue an underinsured motorist claim.

 
If you have any questions on the process or procedure, please feel free to contact me at 505-883-5000 for a free consultation.  My firm, Caruso Law Offices, has two offices in Albuquerque--the North East Heights and the West Side--but we handle cases throughtout New Mexico and its pueblos and reservations.

video
I have been practicing law for 31 years, and I am a former insurance company attorney who now exclusively represents the victims of collisions and accidents.  We believe that we are extremely good at what we do, because we only handle personal injury and wrongful death cases.  Whether you have a car accident, a truck accident involving an 18 wheeler, tractor trailer or semi truck, a motorcycle accident, a bicycle accident or a pedestrian accident--We Are Here To Help You!

When considering an attorney, it's important to ask the following:

1. What kind of experience does the attorney have?
2.  Is the attorney or law firm rated by other attorneys and their clients?
3.  Does the attorney or law firm have client testimonials from real clients?
4.  Is the law firm rated by the Better Business Bureau?
5. Will the law firm discount its attorneys fees to 29% if the case can be settled without a lawsuit?

The answer for our attorneys and law firm to these questions is a strong YES! 


I hope to personally hear from you for your Free Consultation with me. 

Thanks. Mark Caruso

505-883-5000
www.carusolaw.com
www.AlbuquerqueAccidentAttorney.blogspot.com




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Wednesday, July 10, 2013

Best Personal Injury Attorneys in Albuquerque, NM

Mark Caruso among highest rated Albuquerque personal injury and wrongful death attorneys.

 
Independent ratings from the following organizations show why Mark Caruso is among the highest rated personal injury and wrongful death attorneys in New Mexico:
 
AVVO  Attorney Rating Service:  Mark Caruso has  been ranked by the prestigious attorney  rating ranking service as a "9.9  SUPERB" on AVVO Attorney Ratings. Mark Caruso ranks extremely high in the areas of Experience, Industry Recognition and Professional Conduct. This AVVO lawyer rating of "9.9  SUPERB" makes Mark Caruso and Caruso Law Offices one of the highest and best AVVO rated personal injury attorneys and law firms in New Mexico. A perfect score is a 10.
 
Martindale-Hubbell Client Ratings:  Mark Caruso has been awarded the prestigious 2012 and 2013 Client Distinction Awards from Martindale Hubbell, a non-biased and unpaid lawyer rating and referral service. Mark Caruso was recognized by Martindale-Hubbell as an excellent personal injury attorney for his Quality of Service, Overall Value, Responsiveness and Communication Ability. The award was a result of high client ratings and reporting to Martindale Hubbell and other forums.
 
Martindale-Hubbell Attorney Peer Review Ratings: Mark Caruso is AV rated by Martindale-Hubbell as a result of the independent peer review evaluation process completed by other attorneys who are familiar with Mark Caruso.
 
Million Dollar Advocates Forum:  Mark Caruso was recently named a life member to the "Million Dollar Advocates Forum, The Top Trial Lawyers in America".  Established in 1993, the Million Dollar Advocates Forum is one of the most prestigious groups of trial lawyers in the United States.   Membership is limited to attorneys who have won several million and multi-million dollar verdicts and settlements. There are only  4000  members throughout the country. Fewer than 1% of U.S. lawyers are members.
 
Albuquerque Better Business Bureau (BBB):   Mark Caruso has been awarded an A+ rating by the Albuquerque Better Business Bureau.
 
Lead Counsel Rated in Personal Injury:   Mark Caruso has earned the Lead Counsel Rating in Plaintiff's Personal Injury and Wrongful Death Law.  The Lead Counsel Rating is awarded to peer-recommended attorneys who have demonstrated significant experience and maintain a clean disciplinary history with verified experience, peer recommendations and a spotless record. 
 
AVVO Clients' Choice Award in Personal Injury:  Mark Caruso was awarded the AVVO Clients' Choice Award for New Mexico for 2013.
 
AVVO Top Contributor Award in Personal Injury:   Mark Caruso was awarded th AVVO Top Contributor Award in Personal Injury for 2013.
 
Verified Top Merchant in Merchant Circle:
 
SuperPages SuperGuarantee Protected Law Firm:  Mark Caruso is backed by the SuperGuarantee program for personal injury and wrongful death law.
 
 
Mark Caruso maintains active memberships with the following organizations: 










Member, New Mexico Trial Lawyers Association

Member, American Association for Justice
 
Member, State Bar of New Mexico
 
Member, State Bar of California
 
 
See our many Client Testimonials  at  www.carusolaw.com
 
 
 
Please call Mark Caruso today at 505-883-5000 and find out more how we can help you with your personal injury or wrongful death claim.  We have two offices in Albuquerque to serve you--NorthEast Heights and West Side.  We represent clients statewide and in the pueblos and reservations of New Mexico. We offer free consultations and can meet you after hours or on Saturdays, at your home, hospital, place of employment.

 

 
 /By:  Mark J. Caruso, Personal Injury and Wrongful Death Attorney  mjc427@gmail.com

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Tuesday, July 9, 2013

How Can Chiropractic Care Help With Your Injuries From a Car Accident or Collision?


By Julie Bowen
If you have been injured in an Albuquerque car wreck or some other accident, you know that you need to seek immediate medical attention at the Emergency Room and follow-up care from your primary care doctor. Chiropractors have an important role to play as part of the health care team treating accident victims as well. They can help to evaluate the full extent of your injuries from the accident, and provide treatment to mitigate worsening of symptoms. 

Whiplash Injuries from Car Accidents

Chiropractors can treat injuries from car accidents, commonly known as whiplash, which is caused during a rear-impact collision. The impact from the collision can result in a number of health problems, including:
Loss of resiliency in the spine or limbs
herniated discs
difficulty with movement
chronic pain
difficulty concentrating

Chiropractic Consultation

During a consultation, the chiropractor will meet with you to discuss your injuries, get a description of your symptoms and take a case history. Be prepared to discuss any other treatments you have undergone with your family doctor and other specialists during this part of the visit. Don't hesitate to mention the emotional symptoms you are dealing with following the accident to the chiropractor, such as difficulty concentrating, irritability, and trouble sleeping. It's important to raise any existing conditions you may have, too, as these may affect your tratment.
According to the results of a new study, for example, there is a link between Post-traumatic Stress Disorder (PTSD) and chronic whiplash symptoms. Patients who are living with PTSD have higher levels of pain than whiplash patients who do not have this disorder. Learning how to deal with PTSD following a car accident will require seeking treatment from other professionals, and needs to be diagnosed appropriately so that you can get the right type of treatment, which may include medications, psychotherapy, or both.

Chiropractic Care for Soft Tissue Injuries

The type of soft-tissue injury which presents following a car accident may need more than just pain relievers and muscle relaxers to heal properly. These measure provide symptom relief but don't really do anything to get to the root of the problem.
The damage caused to soft tissues will not necessarily heal within four to eight weeks. It does not simply get better on its own with time and rest. This type of injury requires specific treatment if you are going to be restored to the state you were in before the accident.

Drug-free Treatment 

Chiropractors can offer a safe, drug-free treatment option to accident victims. Their approach is non-invasive. These trained professionals can focus on the following types of injuries:

  • Back pain
  • Headache
  • Neck pain

Once the whiplash has been diagnosed, the chiropractor has a number of treatment options available to offer you. The first thing you may think of when considering visiting a chiropractor is manipulation, "cracking" the neck. This is not the only means of treatment available. The chiropractor can also offer muscle relaxation or stimulation therapy or suggest exercises which may help. He or she may also be able to suggest some ergonomic or lifestyle changes which can help to lessen the neck pain and promote healing. 
The first phase of the injury lasts for approximately 72 hours, during which time the damaged tissue bleeds continuously. During this phase, the injured body part should be treated with ice.
At the 72-96 hour mark, the damaged blood vessels repair themselves. This step marks the beginning of the regeneration phase of treatment, which lasts for between six and eight weeks. At the end of this stage, the gap between the torn tissues is bridged.
The third, or remodeling, phase is where the tissues become stronger and change to become more like the original, undamaged tissue. Proper treatment from a chiropractor can help to ensure that they heal properly to avoid developing into a chronic problem. Experts say that it takes about one year for damaged soft tissues to heal properly.

Compensation for New Mexico Accident Victims

If you have been injured in a New Mexico motor vehicle, truck, motorcycle, bus or pedestrian accident or collision and the other driver was at fault, you may be able to recover money for your injuries and your reasonable medical expenses resulting from the accident, including the cost of doctor's and chiropractor's bills. You can make a claim for pain and suffering.  You may also be able to make a claim for compensation for loss of income (past and future), which is why you and your legal team need to understand the full picture regarding your injuries and the impact they will have on your life. 
The Albuquerque law firm of Caruso Law Offices is well prepared to assist you with your claims against the insurance company.  Mark Caruso, the owner of Caruso Law Offices, is a former insurance company attorney, and he will explain your right to compensation and what you are entitled to be paid for from the insurance company. 
You can contact Mark Caruso directly at 505-883-5000 or their web site at www.carusolaw.com  They have some great YouTube videos describing your rights following a car accident at http://www.youtube.com/channel/UC1CfFrQ5rMb3eegwRl_S3aQ

 


 

2013 Poll: Worst Insurance Companies to Handle Your New Mexico Car or Truck Accident Claim

Fred Loya Insurance, Young America Insurance, Nevada General Insurance, Allstate Insurance and Geico Insurance are the 5 worst insurance companies for your car, truck, motorcycle, bicycle or pedestrian personal injury claim.

By:  Mark Caruso, Personal Injury and Wrongful Death Attorney (Albuquerque, NM)

 
 

If you have a New Mexico personal injury claim against Fred Loya Insurance, Young America, Nevada General Insurance, Allstate Insurance or Geico Insurance, you may have a tough time dealing with the claims adjuster according to a recent 2013 informal poll of New Mexico attorneys.


 
These insurance companies and their claims adjusters rank the highest among all insurance companies in New Mexico in complaints to attorneys about the handling of car accident claims involving property damage and personal injury.

According to Albuquerque personal injury attorney Mark Caruso the poor attitudes of insurance claims adjusters employed by these four companies cause clients to contact Caruso Law Offices and other New Mexico personal injury law firms for help.

Clients are frustrated when the claims adjuster won’t pay for all the repairs to their car or give them a rental car. What irritates clients the most is when a claims adjuster challenges the client’s complaint of pain or injury or tells the client to just take a Tylenol and get some rest.

One reason why these four insurance companies may be so difficult to deal with is because the personal injury claims adjusters for these four insurance companies are based outside of New Mexico.


 
Fred Loya, which according to Mark Caruso is the worst of the bunch, is based in Texas and only recently began selling automobile insurance in New Mexico.  Their claims adjusters are Texans, and they just don’t have enough years of experience evaluating the dollar value of cases in New Mexico. Most personal injury attorneys will agree that cases are evaluated differently in Texas than in New Mexico.

There have been many instances where Mark Caruso has had to “educate” these out of state claims adjusters about New Mexico law and the valuation of injuries in New Mexico.

As a former insurance company attorney, Caruso has insight as to how these adjusters should evaluate cases and the process that they use in reaching a settlement value.

Under our state’s law New Mexicans are entitled to have their vehicle repaired to pre-accident status or be paid the market value of the vehicle if it is totaled. They are entitled to payment for the loss of use of their vehicle during its unavailability. New Mexicans are also entitled to money from the insurance company for medical expenses, pain and suffering, lost earnings and permanent injuries resulting from the collision.

Caruso advises people with property damage and personal injury claims against Fred Loya Insurance, Nevada General Insurance, Young America, Allstate Insurance and Geico Insurance to immediately contact a personal injury attorney for a free consultation.


 
Claims adjusters have no special duty to you to point you in the right direction. Instead, their job is to settle claims as cheaply as possible so that they may be rewarded in bonuses and a pat on the back by their claims supervisor.

 
A personal injury attorney such as the Caruso Law Offices will point you in the right direction, even if all you do is have a free consultation. A personal injury attorney’s loyalty is to you–no one else. Mark Caruso will give you a free consultation to discuss your claims against these five insurance companies and other insurance companies that might be causing you problems. He will also give you some additional insight that can’t be published in this public blog.

 
 
Call Mark Caruso at (505) 883-5000 for a telephone or in office appointment. We have 2 offices in Albuquerque to serve you–the Northeast Heights (Montgomery and Carlisle) or the Westside (I-40 at Coors). We handle cases statewide and make home visits, hospital visits and after hours appointments. Also, visit our main web site at www.carusolaw.com

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- See more at: http://carusolaw.com/2013-poll-worst-insurance-companies-to-handle-your-new-mexico-car-accident-claim/#sthash.ImOYJaBh.dpuf



 


 

Thursday, June 27, 2013

At Fault Driver Uninsured? Don't Give Up On Your Claim Without Speaking to an Attorney!

Former Insurance Company Attorney Mark Caruso Gives Honest Answers to Your Questions.

By:  Mark Caruso, Personal Injury and Wrongful Death Attorney (Albuquerque, NM)


At Caruso Law Offices, we deal with people who have been hurt in car accidents every day. Having auto insurance in place is a legal requirement in New Mexico, and our clients are shocked to discover that there are many people who get behind the wheel without this necessary coverage in place. When an accident occurs, they are at a loss to understand exactly what happens to their right to be compensated in a fair manner for their injuries and expenses. 

New Mexico is a Tort State


New Mexico operates under the tort system for car insurance purposes. The driver who is found legally at fault is responsible for paying for the damages he or she caused. People who have been injured have the right to sue to recover damages. Drivers are required to buy a minimum level of liability coverage, which pays for the injuries and damages they cause in an accident. The minimum requirements are as follows:

·  $25,000 in bodily injury coverage for a single accident victim

·  $50,000 in bodily injury coverage for all injuries caused in the same accident, regardless of the number of victims

·  $10,000 in property damage coverage

If You are Injured in a Car Accident


Caruso Law Offices, (505) 883-5000
In a situation where a car accident occurs and the other driver is at fault, you would be looking to him or her to compensate you for your injuries and damages. The first thing you would need to do is make sure that your health is looked after by getting appropriate emergency medical treatment, as well as any follow-up care recommended by the doctor. You will still need to continue paying off your car, since you are responsible for this expense even if your vehicle is in the shop. In the normal course of events, the at-fault driver's insurance company would pay your claim for damages. You may be asked to get more than one estimate before starting the work on your car, but you also have the option of having your own insurer pay for the damage, less your deductible. This could get you on the road more quickly than waiting to get estimates or have the damage inspected.
 

Getting Compensation for Your Injuries from an Uninsured Driver


The Insurance Research Council estimates that one in seven drivers is uninsured (2011). If you have been injured in an accident where the at-fault driver does not have insurance, the first place you should look to seek compensation for your injuries and damages is whether you have coverage under your own insurance policy through uninsured driver coverage. If you have this type of insurance, your own insurer will pay your claim for damages.

If you don't have any insurance coverage in place and the at-fault driver does not have insurance, you still have the right to sue and get a judgment against him or her. Don't assume that it is not worth your while to make a claim against someone who does not have auto insurance coverage before speaking with an attorney about your situation. 

The last thing you want to do is assume that the person responsible for causing your injuries has no assets that can be recovered to pay for your damages simply because his or her auto insurance coverage may have lapsed at the time of the accident. Being involved in a motor vehicle accident is a high-stress situation and you need someone on your side to can provide advice about the best way to continue. 

Your attorney can look at the facts of the accident, as well as the damages you have incurred and provide you with an expert opinion about your case. You can get the facts you need about preserving your right to sue by acting within the time limits set out by law as well. The worst thing you can do in a situation where you have been injured in an accident with an uninsured driver is to do nothing. Get the facts from an expert who is on your side, and that means speaking with a licensed attorney as soon as possible, even if you don't know the full extent of your injuries after the accident.

Call Mark Caruso, personal injury and wrongful death attorney, at Caruso Law Offices for a free consultation at (505) 883-5000 or visit www.carusolaw.com


By:  Julie Bradgate